Badge
Trusted by Innovators, Startups & Enterprises

Your Gateway to Seamless Banking Integration.

Unlock the power of digital finance with the FSDH Merchant Bank API Sandbox. Designed for developers and businesses, our sandbox provides a risk-free environment to test API integrations, ensuring smooth, secure, and scalable financial transactions.

Get started Explore Documentation

Getting Started

Getting Started

Getting started with the FSDH Merchant Bank API Sandbox is quick and easy. Follow these simple steps to begin testing and integrating our banking APIs in a secure environment:

  1. Sign Up & Access the Sandbox
  2. Explore API Documentation
  3. Generate API Keys
  4. Test & Build
  5. Move to Production
Get Funding

Product Offerings

Explore a suite of powerful APIs designed to simplify and enhance financial transactions. Whether you're building a payment solution, managing accounts, or automating banking services, our APIs provide the tools you need for seamless integration.

1

Virtual Account (FSDH 360)

This API enables virtual accounts to organize transactions under a centralized bank account, providing visibility and reporting for easy reconciliation and accounting.

Read more
2

Payment & Collections (FSDH PAY)

This API allows merchants to seamlessly pay their customers through secure and flexible endpoints, ensuring fast and reliable transactions.

Read more
3

Identity Validation

This API enables merchants to validate their customers' identities through secure and reliable endpoints, ensuring accurate verification and reducing fraud.

Read more

Frequently asked questions

This API provides the exchange of data in a secured system such as IMTO, virtual account, BVN validation.

Authentication is handled via [API key / OAuth token].

The API returns responses in JSON format.

The API returns standard HTTP status codes:

  • 200 OK – Request successful
  • 400 Bad Request – Invalid request parameters
  • 401 Unauthorized – Authentication failed
  • 403 Forbidden – Insufficient permissions
  • 404 Not Found – Requested resource does not exist
  • 500 Internal Server Error – Server-side issue, try again later

You can test the API using the sandbox environment with your generated API keys.

Yes, after signing up you will have full access to the sandbox environment to test all API endpoints.

No, the sandbox environment is designed for testing without requiring a real bank account.

You can reach our support team via the contact page or by emailing support@fsdhbank.com.